Terms of Service

Version: v1 · Effective September 2026

1. Platform Services & Licensing

InsureTrigger provides parametric trigger calculation, climate reanalysis risk modeling, and catastrophe bond structuring analytics. All data derived from Copernicus ERA5, GloFAS, NASA FIRMS, USGS, and NOAA NHC is provided under respective open-access terms and attribution requirements.

2. Actuarial Use & Limitations

Calculations, return period estimates, and burn cost percentages are deterministic analytical outputs. InsureTrigger is not an insurance carrier or financial advisory firm. Users must conduct their own underwriting and legal diligence.